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Buying a home is one of the biggest purchases we make. House hunting can be both exciting and disappointing. Some people find the perfect home in days while others may take months. We've seen it all and understand how you feel. When you finally find the perfect home, let us find you the perfect mortgage.
My philosophy is to listen to your needs so that I am able to efficiently and effectively meet those needs. Together we will build a long-term relationship, so that as your lender, I will always be there when your loan requirements change. Any lender can ‘get you a loan.’ My goal is to consistently ‘get you the right loan.’ I am proud to be a Mortgage Consultant for Merrimack Mortgage and I look forward to fulfilling your home financing needs. A review of our Loan Programs appears on this website. Call or e-mail us and we'll develop a personalized quote.
Already living in your dream home? Make it even dreamier with a lower monthly payment. Check it out with our Refinance Mortgage Calculator.
Financing a home is a big investment. Let us be with you every step of the way. Our company has proudly been in business for over 27 years. We invite you to put our experience and expertise to work for you.
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
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 Mortgage News Daily
USDA Rural Housing Bill Passes; Low-Income Rental Legislation Advances - 1 hour ago
Posted To: MND NewsWireOne government housing program that had run out of funds months ago was revived by Congress yesterday, and another bill targeted at low-income rental housing moved a step closer to approval. The Senate yesterday passed HR 4899 to reestablish the popular U.S. Department of Agriculture Single-Family Housing Guaranteed Loan Program (Section 502 Housing) as a self-sustaining program. Also, the House Financial Services Committee approved H.R.4868 , the Housing Preservation and Tenant Protection Act of 2010 which aims to stem the loss of affordable rental housing units and prevent the displacement of low-income tenants. The Rural Housing program had run through its $13.1 billion funding by early this year and many buyers hoping to finance home purchases using Homebuyer Tax Credits were unable to...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS Lower and Wider. Reprices Reported. Buyers Lurking - 2 hours ago
Posted To: MBS CommentaryRate sheet influential mortgage-backs are experiencing some localized weakness as stocks rally and swaps spreads widen. Nominally, yield spreads have been wider all morning but price levels were still pushing new records because Treasuries were catching a bid, but the poo hit the fan a few minutes ago and prices plummeted. We're still in the green though...just off the session highs. The September FNCL 4.0 is +0-03 at 101+30. The FNCL 4.5 is UNCH at 104-02. The secondary market current coupon is -1.6bps at 3.679. Yield spreads are at the wides of the week. After much rallying, agency MBS appear exhausted, but I doubt this will last long. Buyers have consistently jumped on any sign of weakness...unfortunately I've already seen a few reprices for the worse....(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Evolving Loan Officer Agreements: Mandatory Reserves and Good File Delivery - 2 hours ago
Posted To: The Garrett Watts ReportAfter visiting over 100 shops in the past 3 years, we haven't really seen anything “new under the sun” in terms of loan officer agreements. Sometimes I think all contractual documents used by mortgage bankers originated from the same source. But more recently we've come across a few approaches that might eventually be considered the basis for new loan officer agreement practices. I’m not necessarily promoting these ideas, but they are worth discussing. The two additions are: (1) Mandatory reserves for future losses as a result of repurchase loan issues or early pay offs and (2) Good File Delivery Standards and Criteria when submitting loans to processing. Let’s dig a little deeper into these additions... Mandatory Reserves : Most agreements have clauses that...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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Branch Manager
Merrimack Mortgage Company, Inc.
28 Broad St
Nashua, NH 03064
Office Phone: (603) 809-4586 Fax: (866) 712-7278
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